For more information about fees, rates, and other services, please contact your Private Client Group or visit one of our Financial Centers. Fees are subject to change and may vary depending on how an account is utilized, the products and services received, and a client’s relationship needs. *Each presentment and submission is treated as a separate and new item. The Bank no longer charges Returned Item Fees for personal accounts however, you may still see a Returned Item Fee of $0 on your statement for each instance in which the Bank, in its sole discretion, returns an item presented when your Available Balance is less than the amount of the item. Returning an item drawn against uncollected/insufficient funds The Bank no longer charges Overdraft Fees for personal accounts however, you may still see an Overdraft Fee of $0 on your statement for each instance the Bank, in its sole discretion, pays an item causing overdraft. The Bank does not authorize ATM or Debit Card transactions for which your account does not have sufficient Available Balance to pay. Paying an item drawn against uncollected/ insufficient fundsĪn overdraft occurs when the Bank pays an item and the Available Balance in your account is not sufficient to cover the item. No fee from Flagstar Bank for using another bank’s ATM ĪTM card or link to Flagstar Bank debit card through checking account.No fee from Flagstar Bank for using another bank's ATM ĪTM card or link to Flagstar Bank debit card through checking account.Refer to the Personal Bank Account Agreements and Disclosures.) No fee from Flagstar Bank for using other bank's ATM. $5,000 checking or $25,000 combined Flagstar Bank and Flagstar Advisors account balances No fee from Flagstar Bank for using another bank's ATM.$4,000 checking or $15,000 combined Flagstar Bank and Flagstar Advisors account balances
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